Their financial data. Your commitment to trust.
Only Transcend answers “Can I use this data?” by encoding customer permissions directly into the systems that process first-party financial data. Automatically enforce consent, preferences, and business rules across every data flow: unlocking personalization, AI, and growth with compliance built in.
the status quoLegacy consent tools weren’t built for modern financial leaders
They capture consent at the front end but don’t enforce data permissions across core banking systems, AI pipelines, and marketing platforms in real time. Every new product, channel, and AI initiative adds more compliance friction and technical debt as regulations evolve.
the opportunity
Turn data into a competitive advantage, even in regulated environments
Encoded governance at the system level
Only Transcend encodes GLBA, FCRA, and PCI DSS controls directly into the systems that process customer data - so access restrictions, use limitations, and audit trails are enforced automatically.
Prove your AI doesn't use what it shouldn't
Transcend encodes protected attribute restrictions directly into your AI pipelines - so models can't access or use race, gender, age, or other protected demographic data in decisions or targeting, and the real-time audit trail proves it.
Activate sensitive data with confidence
Transcend synchronizes consent and preference signals in real time across every system, so every use of sensitive customer data is governed consistently - from collection to AI, analytics, and activation.
transcend’s technical superiorityReady to switch to the data decision platform designed for financial services?
secure by designSecurity designed for the most sensitive financial data
Sombra, Transcend’s self-hosted security gateway, runs inside your environment within your cloud and security controls. Two-way encryption keeps sensitive financial data inside your infrastructure while Transcend enforces governance without ever seeing your data. Built for financial-grade data sensitivity.
Learn more about Sombra
automated governanceRegulations enforced automatically
Fintech companies are subject to additional requirements around privacy and the handling of customer data, including Gramm-Leach-Bliley Act (GLBA), Sarbanes-Oxley (SOX), PCI DSS, and PSD2. Only Transcend encodes permissions and data use policy restrictions directly into the systems that process customer data, including databases, core banking platforms, marketing stacks, and AI pipelines.
Explore Consent & Preference Management
Comprehensive visibilityCompliance you can prove, not just promise
For financial institutions navigating SOX, GLBA, privacy regulations, and cross-border requirements, policies on paper isn’t enough. Only Transcend provides audit-ready logs, in real-time, for every permission decision.
Explore Data Discovery & ClassificationProtect sensitive financial data without slowing innovation
With end-to-end encryption and customer-controlled infrastructure, Transcend enforces permissions without accessing raw data, so financial institutions can accelerate AI, personalization, and digital innovation without compromising security.
Explore Sombra Secure by Design“Switching to Transcend has significantly changed our expectations of what a partner can deliver.”
Clint Roberts
SVP, Chief Privacy and Information Risk Officer
pain pointsThe hidden data issues that Transcend solves
Credit history, account balances, transaction patterns, and payment data carry strict use restrictions under GLBA, FCRA, and PCI DSS. But when those restrictions are documented in a policy rather than encoded into the systems that process the data, enforcement depends on humans following a process - and that's where exposure accumulates.
More resources
GoCardless’ migration to Transcend: Going beyond compliance to build trust
After a full-scale governance tooling transformation, the GoCardless team was able to cut out hundreds of hours of manual work, evaluate key strategic business initiatives more quickly, and raise executive confidence in the business’s compliance program.
Scaling financial innovation with governance built in
A leading financial institution used Transcend to automate data governance across its ecosystem: enabling secure, permissioned use of customer data for AI, personalization, and new digital experiences without slowing innovation.
On-demand: Unlocking first-party data for AI and personalization in 2026
AI initiatives stall. Audiences shrink. Roadmaps slip. The issue isn’t policy, it’s enforcement. In this session, Transcend CEO Ben Brook walks through a practical maturity model for moving from static data policies to real-time enforcement across your stack.
Drive growth without compromising trust
Transcend helps financial institutions activate more customer data, accelerate innovation, and scale personalized experiences with permissions enforced across every system.
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